The Foreclosure Process in Bradenton


Understanding the Foreclosure Process

Understanding how foreclosure works is important when you are behind on your mortgage payments and looking for a solution to your financial difficulties. The foreclosure process begins when you are served a written notice of default. If you fail to respond to the notice and remedy the situation, you will receive another notice called a Lis Pendens, informing you that a lawsuit has been filed.

The Lis Pendens notice is considered a pre-foreclosure action and the actual start of foreclosure proceedings. You will have a specified period of time in which you can respond to the notice. If you chose to challenge the foreclosure, the matter will be addressed in court where the lender must prove that a default has occurred and they have a right to your property.

If you fail to respond to the notice within 20 days, the court will issue an order that your house is to be sold at auction. The auction will usually take place within 30 days after the judge has ordered the sale at the county court house. A homeowner can redeem the property at any point in time prior to the sale. Once a sales certificate has been issued, it can no longer be redeemed.

If you are unable to pay your mortgage and are facing foreclosure, contact the Holland Law Group. There are various ways to legally prevent a foreclosure, such as:

  • Loan modification
  • Deed in lieu
  • Strategic default
  • Filing for bankruptcy

The loss of a home can be devastating, and have a significant impact on your credit. Speaking to a lawyer experienced in foreclosure defense can be extremely advantageous, and provide you with information that can help you make the right decision regarding your home.

Foreclosure, Debt Defense & Bankruptcy on the Suncoast.

The Holland Law Group has helped many clients avoid foreclosure. We assist clients in financial trouble, and can give you advice on how to resolve your financial troubles. Our firm is committed to improving our client's financial health, and will work tirelessly to protect your rights and assets. 

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Holland Law Group has helped thousands of individuals and families gain a fresh start. Not only do we provide personal attention to get you through this time, we also offer support and credit repair once your case is completed. To get started, we provide a no- obligation and completely free phone or office consultation. Let’s work together to get you on the path to financial freedom. Start Now


At Holland Law we focus on Consumer Bankruptcy and Debt Defense. We proudly serve Sarasota, Manatee and Charlotte Counties and expanding to serve all of Central and South Florida, from coast-to-coast. We offer free phone or in-office consultations in Bradenton, Sarasota, Lakewood Ranch, Port Charlotte and across the Central and South Florida region. Contact us through the form on this page or call us at (941)-306-3601 to speak with an experienced bankruptcy and debt defense attorney today. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.