Are You a Florida Resident?
Are you Being Harassed or Sued by Cavalry?
The Holland Law Group is here to help!
If you are facing financial struggles the Holland Law Group believes that you should never face them alone, our primary focus is on debt defense and consumer bankruptcy, we have offices throughout Florida dedicated primarily to this practice.
Here at the Holland Law Group we understand how stressful financial trouble can be. This may particularly be true when you are dealing with harassment from creditors day after day in the form of phone calls, letters, and even lawsuits filed against you.
Calvary SPV1 is one of those creditors, with a reputation for a thorough and continual pursuit of debt collection. It is highly possible that you have recently seen their name as the opposing party in a lawsuit that has been filed against you or they are continually harassing you with phone calls, letters, and emails. If this is the case do not feel overwhelmed, the Holland Law Group is here to help.
At the Holland Law Group we specialize in defending our clients against debt collectors and in filing bankruptcy when the circumstances are appropriate.
Who Is Calvary SPVI?
Cavalry SPVI, LLC, is one of the largest debt buyers in the United States. This means that it buys debts for pennies on the dollar from legitimate creditors such as Capital One, Wells Fargo, Citibank, or Chase who have determined that it will cost them more money to try and collect on the debt themselves rather than sell the debt to a third party debt collector.
After purchasing the debt, Calvary may hire a third-party debt collection company to send out collection letters or call consumers or they may hire a debt collection law firm. In any case, the ultimate result is that often you, the debtor, are sued by Calvary SPV to recover thousands of dollars on a debt for which they paid hundreds or less. Understandably, this can be very distressing but the important thing to realize is that you can fight back and we are here to help you do exactly that.
How Can I Stand Up to a Huge Creditor?
Often they will file a lawsuit simply for the purpose of obtaining a default judgment against the debtor – who often does not bother to respond at all. THE WORST THING YOU CAN DO IS TO IGNORE IT!
If you are named as a defendant in a lawsuit, and you do not appear in court and offer a defense, the court can enter a judgement against you by default - or a “default judgment”. Once this happens, you have opened the door to a whole new set of problems and difficulties. After obtaining a default judgment your creditors can garnish your wages, take money from your bank account, put a lien on your house, and even repossess your belongings for sometimes as long as 20 years.
What Defenses Are Available?
Every person is unique and every set of life circumstances is different and as a result, your case is unique from any other case as are the potential defenses that may come with it. We've handled thousands of cases much like yours at the Holland Law Group, we will be able to review the circumstances of your particular case and advise you as to the best steps going forward. The good news is that, when you find yourself in this situation, there are solutions.
Settlement may be one option, various legal defenses another, including statute of limitations, improper documentation of the debt, and violations of the Fair Debt Collection Practices Act are others. Depending upon your circumstances, filing for bankruptcy may be an appropriate solution.
At the Holland Law Group, we know the law surrounding debt defense, and we have the experience that you need on your side once you find yourself harassed by Calvary SPV. We will take the time to discuss your situation with you and determine the best strategies to regain your financial freedom and give you peace of mind.
Contact Us Today
The Holland Law Group is eager to sit down and learn more about your situation and help find the best strategy to work towards resolving your case.
Don't delay, the worst thing you can do is NOTHING call us for a free consultation @ 941-306-3601 or click here to schedule a call.
THE CALL IS FREE! YOU HAVE NOTHING TO LOSE BUT YOUR DEBT!