Are You a Florida Resident?
Are you Being Harassed or Sued by LVNV Funding?
The Holland Law Group is here to help!
If you are struggling financially you know that those struggles are hard enough to deal with as it is and the last thing you need is being harassed or sued by a debt collector. If you find yourself in this very unfortunate situation then the team at the Holland Law Group is here for you.
At the Holland Law Group our primary focus is on consumer bankruptcy and debt defense. We have offices throughout the state Florida to serve you. We specialize in defending our clients against debt collectors and in filing bankruptcy when the circumstances are appropriate. If you are being sued by LVNV Funding reach we can help.
Who Is LVNV Funding?
LVNV LLC is a wholly owned subsidiary of Sherman Originator LLC, who is in turn owned by the Sherman Financial Group who in turn is owned Sherman Capital LLC. They are a debt collection company who purchase past due debt from mostly banks and finance companies often for pennies on the dollar. They then pursue recovery for the full amount which makes the for a very lucrative business model, in 2006 Sherman reported a net profit of over $300 million dollars.
Why Am I Being Sued?
Typically, the method used by debt collection companies, like LVNV Funding, is to begin by continually calling and sending letters to the debtor regarding collection of the date. These continual calls, letters, and contacts can become extremely frustrating but should not be ignored. If you are receiving these calls regarding an outstanding debt – even if you do not believe that it is a debt you rightfully owe – contact us immediately.
We can help you to assess your situation and what may be done about it before a lawsuit is filed.
Often, if the debtor does not respond to the initial flurry of calls and letters, the debt collection company will take the next step of filing a lawsuit against the debtor in an attempt to recover the money. Receiving a summons naming you in a court case can be alarming, to say the least. But one thing you should absolutely not do is ignore it.
Often, debt collection agencies, such as LVNV Funding, bank on the fact that the debtors will do exactly that – ignore the case, fail to appear when summoned, and generally pretend as if the collection attempts are not happening. Do not fall victim to this tactic. Failing to respond to a lawsuit filed against you could ultimately result in a default judgment issued by the court in favor of the debt collection agency. After obtaining such a judgment, they can begin to do things like garnish your wages, take money from your bank accounts, repossess your property, and even put a lien on your home. Do not let this happen to you. Call us today if you're being harassed by LVNV Funding to find out how you can best begin to defend yourself.
What Can I Do about It?
Though the law surrounding debt collection can be complex, the answer to this question is simple – call the Holland Law Group. When you contact us, we will be able to review the circumstances of your particular case and advise you as to the best steps forward.
At the Holland Law Group, we have years of experience defending cases against debt collectors - experience that you will want and need on your side. We know the best strategies to defend these LVNV Funding lawsuits, and we have the experience to back that knowledge up. We understand, not only the law surrounding debt defense, but also the law about certain rules that collection agencies are required to abide by under the Fair Debt Collection Practices Act.
There are a number of defenses that may be available to you. It is possible that your debt is so old that the statute of limitations may have run out. It is possible that settlement might be an option. Perhaps, depending upon the amount of your debt and other life circumstances, filing for bankruptcy is the best solution. Whatever your particular circumstances may be after you are harassed by LVNV Funding, we are here to help you reclaim your financial freedom.
Contact Us Today
When you contact the team at the Holland Law Group you will be able to talk about your circumstances with an experienced debt defense attorney. If you find yourself being sued by LVNV Funding, understanding the law and having a strategy is the first important step toward rebuilding a strong financial future.
Why wait another day? Click here to schedule a free consultation or call us today @ 941-306-3601