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CAN BANKRUPTCY HELP ME IF I AM BEHIND IN MY MORTGAGE?

Posted by Laurie Blanton | Feb 23, 2021 | 0 Comments

If you find yourself behind on your mortgage and in fear of losing your home, chapter 13 bankruptcy may be a good option to catch up or obtain a modification on the mortgage.  In Chapter 13 bankruptcy, you can have up to 5 years to pay back the missed payments you owe on your mortgage.  During th...

Mortgage Forbearances under the CARES ACT

Posted by Laurie Blanton | Feb 16, 2021 | 0 Comments

The CARES Act is set to expire on March 27, 2021.  The CARES ACT provided relief to those suffering economic hardship due to Covid-19, by allowing a borrower to skip mortgage payments on federally backed mortgages and preventing those lenders from filing foreclosure.  Many borrowers have taken ad...

Facebook: A Place for Friends and Creditors?

Posted by Robert E. Slipkovich | Dec 29, 2020 | 0 Comments

The Consumer Financial Protection Bureau will now allow debt collectors to contact consumers in more ways than one. Phone, email, text, and even social media platforms are all fair game. Sometime in 2021, debt collectors will be allowed to send (7) debt calls a week along with unlimited texts,...

To Pay or Not to Pay, That is the Question: Student Loans

Posted by Elyssa Harvey | Oct 20, 2020 | 0 Comments

Many people are being affected by the COVID-19 pandemic and have a lot of questions in regard to their finances. One of the questions I receive often is “Should I pay my student loans at this time?”.  The answer generally depends on the type of student loan you have.  The CARES Act passed earlie...

FORECLOSURE PROCEEDINGS PREPARING TO RESTART IN FLORIDA

Posted by David Hicks | Sep 03, 2020 | 0 Comments

In response to the Covid-19 outbreak, the federal government and the State of Florida have imposed a foreclosure moratorium—a temporary halt in the initiation of foreclosure procedures—for specific kinds of loans. The federal Coronavirus Aid, Relief and Economic Security (CARES) Act, which the Pr...

Has COVID-19 caused financial hardship?

Posted by Elyssa Harvey | Jul 21, 2020 | 0 Comments

Have you lost your job or had a decrease in hours due to the Coronavirus pandemic? You are not alone. Since the middle of March 2020, we have had an increase of potential clients, from across the Tampa Bay Area and the state (Tampa, Brandon, Orlando, Bradenton, Sarasota, Fort Myers, etc.) who hav...

Do Not Become the Victim of a Foreclosure Scam

Posted by David N. Holland | Dec 12, 2019 | 0 Comments

One of the problems homeowners may face when their bank or lender publishes an official notice that foreclosure proceedings have begun, is they may fall victim to dishonest individuals or companies who will attempt to involve them in any number of foreclosure scams. We understand how frightening ...

How to Stop Abusive Collection Activities

Posted by David N. Holland | Dec 03, 2019 | 0 Comments

When an individual, or family, starts to fall behind on their credit card debts, personal loans, mortgage or other financial obligations, it can become extremely stressful. Not being able to make ends meet, or having to make a choice as to which bills will be paid and which ones will not, is not ...

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At Holland Law we focus on Consumer Bankruptcy and Debt Defense. We proudly serve Sarasota, Manatee and Charlotte Counties and expanding to serve all of Central and South Florida, from coast-to-coast. We offer free phone or in-office consultations in Bradenton, Sarasota, Lakewood Ranch, Port Charlotte and across the Central and South Florida region. Contact us through the form on this page or call us at (941)-306-3601 to speak with an experienced bankruptcy and debt defense attorney today. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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