If you find yourself behind on your mortgage and in fear of losing your home, chapter 13 bankruptcy may be a good option to catch up or obtain a modification on the mortgage. In Chapter 13 bankruptcy, you can have up to 5 years to pay back the missed payments you owe on your mortgage. During th...
The CARES Act is set to expire on March 27, 2021. The CARES ACT provided relief to those suffering economic hardship due to Covid-19, by allowing a borrower to skip mortgage payments on federally backed mortgages and preventing those lenders from filing foreclosure. Many borrowers have taken ad...
Bankruptcy and Liens
The Consumer Financial Protection Bureau will now allow debt collectors to contact consumers in more ways than one. Phone, email, text, and even social media platforms are all fair game. Sometime in 2021, debt collectors will be allowed to send (7) debt calls a week along with unlimited texts,...
What happens to my vehicles under chapter 13 bankruptcy, what you need to know.
Short Sales and COVID 19
Dealing with financial hardship due to medical debt
Bankruptcy and concerns about losing your home.
Many people are being affected by the COVID-19 pandemic and have a lot of questions in regard to their finances. One of the questions I receive often is “Should I pay my student loans at this time?”. The answer generally depends on the type of student loan you have. The CARES Act passed earlie...
Harassing phone calls from Debt Collectors
How a mortgage loan modification can help you save your home and the options it provides.
HOA's COA's foreclosure and bankruptcy
COVID-19 and the coming end of forbearance
What you need to know about bankruptcy and keeping your car or truck.
Over the past few years the housing market has gone through numerous changes and, unfortunately, not all of them have been positive for homeowners. Many homeowners have found their property value has declined to the point where they are either upside down on their mortgage, or they have second an...
In response to the Covid-19 outbreak, the federal government and the State of Florida have imposed a foreclosure moratorium—a temporary halt in the initiation of foreclosure procedures—for specific kinds of loans. The federal Coronavirus Aid, Relief and Economic Security (CARES) Act, which the Pr...
So you find yourself in debt, with credit cards maxed out. Minimum monthly payments start becoming difficult to manage. Now your hours at work have been cut back, making your financial situation a real nightmare. And then the lawsuit comes. Overwhelmed and feeling helpless, you're considering a d...
Have you lost your job or had a decrease in hours due to the Coronavirus pandemic? You are not alone. Since the middle of March 2020, we have had an increase of potential clients, from across the Tampa Bay Area and the state (Tampa, Brandon, Orlando, Bradenton, Sarasota, Fort Myers, etc.) who hav...
One of the problems homeowners may face when their bank or lender publishes an official notice that foreclosure proceedings have begun, is they may fall victim to dishonest individuals or companies who will attempt to involve them in any number of foreclosure scams. We understand how frightening ...
When an individual, or family, starts to fall behind on their credit card debts, personal loans, mortgage or other financial obligations, it can become extremely stressful. Not being able to make ends meet, or having to make a choice as to which bills will be paid and which ones will not, is not ...
At Holland Law we focus on Consumer Bankruptcy and Debt Defense. We proudly serve Sarasota, Manatee and Charlotte Counties and expanding to serve all of Central and South Florida, from coast-to-coast. We offer free phone or in-office consultations in Bradenton, Sarasota, Lakewood Ranch, Port Charlotte and across the Central and South Florida region. Contact us through the form on this page or call us at (941)-306-3601 to speak with an experienced bankruptcy and debt defense attorney today. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
