Sarasota Bankruptcy and Debt Collection Defense Lawyer


Falling into financial trouble does not have to ruin your life. Whether you recently lost your job, you got in over your head with credit card debt, or you simply have bills you can no longer afford, you have options available. From filing for bankruptcy to fighting back against debt collectors and working to quickly rebuild a 720 credit score, we help people who are not able to help themselves, and we do so efficiently, compassionately, and in many cases with zero up-front costs or fees.

The Holland Law Group is a personal bankruptcy and debt collection defense law firm with offices in Sarasota, Florida. Founding attorney David Holland has several years of experience representing individuals facing financial trouble throughout Southwest Florida, and he is committed to helping his clients with all of their legal needs. Are you facing foreclosure? Have you been sued by a debt collector? Is it time to file for bankruptcy? We can help, and we encourage you to contact us 24/7 to schedule a free and confidential consultation. We are an experienced Sarasota Bankruptcy and Debt Collection Defense Law Firm.

“I had a very good experience with Mr. Holland. He is thorough and knowledgeable and I was immediately put at ease knowing he was representing me. His guidance was invaluable and I would not hesitate to use his services again.” – Gregory, Satisfied Client

Our Services for Individuals and Families in Sarasota, FL

Our firm provides comprehensive legal services for individuals and families facing financial stress in Sarasota, Florida. We offer personalized legal advice in a stress-free environment, and we work hard to make it as easy as possible for our clients to get on the road to financial recovery. Rebuilding your life after bankruptcy is easier than you think; and, with the right legal representation, you can get your life back and stop the daily harassing calls from creditors and debt collectors. Our services include:

FAQs: Filing for Bankruptcy and Stopping Creditor Harassment in Sarasota, FL

Q: What is the difference between a Chapter 7 Bankruptcy and a Chapter 13 Bankruptcy?

For most Florida residents, filing for bankruptcy means filing under Chapter 7 or Chapter 13 of the federal Bankruptcy Code. While there are many differences between Chapter 7 and Chapter 13, the main difference is the way that your debts are resolved.

A Chapter 7 bankruptcy is known as a “liquidation” bankruptcy. When you file under Chapter 7, you must liquidate your non-exempt assets to pay off as much of your debt as possible, and then your remaining debts will be discharged (with some exceptions). If you file under Chapter 13, you will “reorganize” your debts under a three-to-five-year payment plan that you can afford without liquidation.

Learn more: Chapter 7 vs. Chapter 13.

Q: What types of assets are exempt in a Chapter 7 Bankruptcy?

Various types of assets are exempt in a Chapter 7 bankruptcy. When you hire our firm to represent you, we will work closely with you to ensure that all of your exempt assets are secure. Some examples of the types of assets that are exempt under Chapter 7 include:

  • Homestead real property
  • Motor vehicles (up to a certain value)
  • Reasonably necessary clothing, furnishings, and household items
  • Pensions
  • Tools of your trade or profession
  • Social security, unemployment, and other public benefits
  • Personal injury compensation
  • Prepaid hurricane, medical, and college savings accounts and trust deposits

Q: How can I decide whether to file for bankruptcy?

Filing for bankruptcy is a personal decision that requires a careful evaluation of your individual financial circumstances. While bankruptcy offers a solution for many people, it may or may not be right for you. During your free initial consultation at Holland Law Group, we will walk you through the process of deciding whether to file under Chapter 7 or Chapter 13, and we will also help you evaluate the alternatives you may have available.

Q: What do I need to do to get started?

To get started, your next step is to schedule a free and confidential consultation at Holland Law. Our Sarasota Bankruptcy and Debt Collection Defense Attorney is happy to conduct your initial consultation over the phone, or you can schedule an appointment at our Sarasota office, located at 8586 Potter Park Drive, Suite 116.

Schedule Your Free Initial Consultation

If you are ready to speak with a Sarasota Bankruptcy and Debt Collection Defense Lawyer about your financial situation, please contact us to schedule your free initial consultation. You can reach us by phone or online, so call (941) 744-5450 or tell us how we can help now.


Holland Law Group has helped thousands of individuals and families gain a fresh start. Not only do we provide personal attention to get you through this time, we also offer support and credit repair once your case is completed. To get started, we provide a no- obligation and completely free phone or office consultation. Let’s work together to get you on the path to financial freedom. Start Now


At Holland Law we focus on Consumer Bankruptcy and Debt Defense. We proudly serve Sarasota, Manatee and Charlotte Counties and expanding to serve all of Central and South Florida, from coast-to-coast. We offer free phone or in-office consultations in Bradenton, Sarasota, Lakewood Ranch, Port Charlotte and across the Central and South Florida region. Contact us through the form on this page or call us at (941)-306-3601 to speak with an experienced bankruptcy and debt defense attorney today. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.