The Consumer Financial Protection Bureau will now allow debt collectors to contact consumers in more ways than one. Phone, email, text, and even social media platforms are all fair game.
Sometime in 2021, debt collectors will be allowed to send (7) debt calls a week along with unlimited texts, emails, and social media posts. Certainly, this is not why people joined Facebook and other, various social media platforms.
Facebook and other various forms of social media are often used to connect with others on a worldwide scale. However, recent laws are now allowing these social media platforms to be used by creditors to collect on outstanding debts. As the influence of social media has grown, so has the influx of scammers and thieves.
Imagine logging in to a social media account and responding to an alleged creditor on a debt. However, you are actually speaking to a scam artist. The recent laws passed relating to debt collection have created a difficult scenario where hackers and scammers may involve themselves in this process. Furthermore, creditors may use these new laws to harass and badger individuals in an attempt to collect on an outstanding debt.
Fortunately, laws are still in place for oppressive and harassing conduct.
The FCCPA/FDCPA allow for damages against creditors who go beyond the bounds of decency when it comes to collections. In many cases, the client may be afraid to move forward against an unruly creditor. However, the previously mentioned laws afford protection and benefit when it comes to collections matters. The attorneys of Holland Law can provide assistance when a creditor employs improper conduct when attempting to collect an outstanding debt.
We understand the stress our clients are in as phone calls are unceasing and letters continue to arrive in the mail. We have assisted thousands of clients in debt defense and provide assistance for related creditor harassment claims.
Holland Law can assist on debt collection matters and most areas of consumer debt. If you have been contacted by a creditor and need assistance regarding a case, please contact the attorneys at Holland Law for a free consultation.
